Chip Moreno

Chip Moreno

American expat in Cuenca, Ecuador. Founder of EcuaPass, FileAbroad, EcuaInsure, CuencaExpat & CuencaLawyer.com.

Background

My professional career started in mortgage, where I learned about loan origination and the mechanics of lending, credit, and capital.

I graduated from WGU with a B.S. in Computer Science in January of 2025, where I learned about software engineering, cloud infrastructure, and automation.

Before moving permanently to Ecuador, I spent time in New England, Montreal, Boston, Houston, and Peru.

I obtained my Ecuador Professional Visa in October of 2025.

Businesses

Services and media properties I built after going through every Ecuador bureaucracy myself.

Media

Credentials

  • B.S. Computer Science, Western Governors University (2025)
  • Ecuador Professional Visa holder (October 2025)
  • Pursuing IRS Enrolled Agent credential
  • Pursuing Ecuadorian insurance broker license (Credencial de Asesor Productor de Seguros)

Interests

U.S. taxation, international taxation, tax minimization strategies for high-net-worth expats and entrepreneurs, Ecuadorian taxation, Ecuadorian business structures, and cross-border advisory services between the U.S. and Ecuador.

Personal

When I am not working, I am typically reading. I also enjoy classical music and occasional travel. I currently live in Cuenca, Ecuador.